You did everything right. You maxed out your RRSP. You watched it grow. So why could it cost you $100,000 or more the moment you turn 71? Most Canadians never see it coming: "a silent six-figure mistake" hiding inside the very account they trusted most. When mandatory withdrawals collide with CPP and OAS, retirees can face "a marginal tax rate above 40% for the rest of their life" — and by then, it's too late to fix. This is a summary and analysis of Trevor Carson's The $100,000 RRSP Mistake, breaking down the meltdown strategy, the OAS clawback cliff, and the questions your advisor hopes you never ask. "Every year of inaction... is a year of planning leverage you don't get back." The decade before 71 decides everything. Will you use it — or lose it?
